A 5x4 grid of money symbols is where Empty the Bank plays. The Money theme shows in the Crown, the jewel sack, gold bars, banknote bundles and coins, with the cards A, K, Q and J alongside them. A win can form from as few as 2 matching symbols. The main mechanic is the Empty the Bank Respin, a bonus round that runs on its own grid and grows when certain symbols land.
Three BONUS symbols on reels 1, 3 and 5 start the Respin round, which opens with 3 respins on a 4x5 grid. Any special symbol that lands resets the respins to 3, and an ALARM symbol sets them to 4. Growing Reels, Hold and Spin, Money Collect and Multiplier are also listed among the game's features.
Seven parameters
Unsure what the return and the top win really mean for your money?
| What it means | As listed |
|---|---|
| Game provider | Pragmatic Play |
| Return to player | 96.44% / 96.48% |
| Volatility | High |
| Grid layout | 5x4 |
| Top win multiple | x10,000 |
| Top win in money | A$2,400,000 |
| Release date | 01/07/2021 |
Empty the Bank paytable
The payouts below are in money at the A$1 bet, and landing more of one symbol pays more.
| Symbol | 2+ | 3+ | 4+ | 5+ |
|---|---|---|---|---|
 Crown | A$0.25 | A$2.50 | A$5 | A$20 |
 Jewel sack | – | A$2 | A$5 | A$10 |
 Gold bar | – | A$2 | A$4 | A$5 |
 Banknote bundle | – | A$1 | A$3 | A$5 |
 Coins | – | A$1 | A$3 | A$4 |
 A | – | A$0.50 | A$1 | A$3 |
 K | – | A$0.50 | A$1 | A$3 |
 Q | – | A$0.25 | A$0.50 | A$2 |
 J | – | A$0.25 | A$0.50 | A$2 |
80x the total bet is the price of the bonus buy, which comes to A$400 at the A$5 example top bet.
| Paid option | Cost multiple | RTP |
|---|---|---|
| Buy Respin Round at 80x | x80 · A$400 | – |
Every A$100 staked returns a set share over a very long run; that share is the RTP. A single session can land above or below it. The version Rainbet runs is shown in the game rules.
| Return rate | RTP | Set by Pragmatic |
|---|---|---|
| Version 1 | 96.48% | Supported |
| Version 2 | 96.44% | Excluded |
One mode to learn
Useful once three BONUS symbols have landed and the respin round is about to begin.
Three or more BONUS symbols start it. It opens as a 4x5 grid with 3 MONEY and 3 respins. Any special-symbol hit resets respins to 3, or 4 after ALARM. DRILL, HAMMER and LADDER may grow the grid up to 6x7. The round ends at 0 respins or a full grid.
Base gameRespins and money
Empty the Bank screens
The three shots below show the respin round from its start to a paid win.
Clearer payout path
After this, you will have followed one round from bet to payout, step by step.
A$0.20 is the lowest bet and A$240 the highest in this lobby, so you choose a stake that fits your budget before the first spin.
Two matching symbols are the fewest that pay on this grid, and in the respin round every collected MONEY value and 1x-bet award is added up when the round ends.
Five features are listed for this slot, from Ante Bet to Multiplier, and Ante Bet raises the stake on every spin you make.
Three BONUS symbols on reels 1, 3 and 5 start the respin round, with three MONEY symbols at those positions and three respins to use.
A$240 is the highest bet here, so set a session limit before the first spin. If play stops feeling fun, call the National Gambling Helpline on 1800 858 858.
The 5x4 grid of Empty the Bank hides when its bonus round arrives, and nobody can say how often that happens. Each spin is random, so one session may bring no bonus round at all or several in a row. The RTP figure is an average over a very large number of rounds and does not predict one session.
96.44 and 96.48 are the two RTP versions of Empty the Bank, and the one that Rainbet Casino runs is shown only in the game rules. Read them before the first spin to see which of the two figures applies to the game you are playing.
x10,000 is the highest multiple of the bet that Empty the Bank can pay, and it is a ceiling that players reach very rarely. At the A$240 top bet the same multiple reads A$2,400,000, but a session that goes near it is not something any player can plan for.
Five other slots
Useful when you are deciding between this game and another Pragmatic Play title on the lobby.
Before the first reel
Read this before you choose a stake or trigger the bonus round.
A$0.20 is the lowest stake and A$240 the highest allowed on Empty the Bank, with the paytable shown at A$1. Money payouts grow in step with the stake, so check the table before you change the bet.
x10,000 the stake is the top payout on Empty the Bank, a high volatility slot. Results can swing widely, with long stretches between large wins, and no one can know in advance when one will land.
A$400 is the price of the Buy Respin Round at a A$5 stake, 80 times the total bet. The round ends when the respins run out or the grid fills, and its payout is not known in advance.
From A$0.20 per spin, you can start small on Empty the Bank and learn the grid before choosing a larger bet. The paytable shown at A$1 lists each symbol's money value.
18+ is the legal age to play Empty the Bank. Call the National Gambling Helpline on 1800 858 858, or register with BetStop, the national self-exclusion register.
One budget, set before the first spin, is the limit for the whole session on Empty the Bank. Keep that money apart from bills and savings.
Choose your stopping point before the first spin, and keep to it even after a big win, because a win does not change the odds.
Use the deposit and loss limits in your account before you play, and review them when you add funds to keep each session in range.
If the game stops being fun, take a break, and if you feel you cannot stop, self-exclude through BetStop before you play again.
Senior editor, previously reviewing payment apps for finance titles
I check every payout and withdrawal figure against the cashier, and I test how each page reads on a phone before it goes live.
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